Does Insurance Cover Chiropractic?

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Navigating your healthcare options can be tricky when you are dealing with an insurance company. Certain doctors and services may or may not be covered by your particular plan. When you are searching for “chiropractic care near me,” you also want to find a chiropractor that is covered by your insurance. Millions of people visit chiropractors in the United States each year for a variety of reasons. Health insurance companies have come to recognize the value and benefits of chiropractic care in helping to address a variety of ailments and conditions. Most insurance companies today do provide some type of coverage for chiropractic care, though they may require a referral or copay. If you are wondering, “Does insurance cover chiropractic adjustments?”, then here are some common things to consider.

Common Conditions Insurance May Cover

Chiropractic care is common and typically included in health insurance plans from most major carriers. Depending on your insurance plan, there are common conditions that health insurance is more likely to cover. Here are four common conditions that chiropractors frequently treat and that your insurance may cover:

Back Pain

When people think of a chiropractor, the first thing they typically associate with chiropractic care is treatment for back pain. That’s because chiropractors are known for their expertise and approach to treating the spine. Back pain is a common ailment people experience for a variety of reasons, including poor posture, degenerative conditions, car accident injuries, and workplace injuries.

Neck Pain

Neck pain is also a common ailment and reason for visiting a chiropractor. Chiropractic care involves assessing the spine for misalignments that may be contributing to your pain and discomfort. Misalignments in the spine can also cause other symptoms, like tingling, numbness, and weakness. You may develop neck pain due to your workplace environment if you sit or lean over a computer for long periods of time. Whiplash is the most common car accident injury and affects the neck, which can also be treated by a chiropractor.

Spinal Injuries

Chiropractors have extensive knowledge and training on how the spine works and the best ways to treat spinal injuries. If you suffer a spinal injury from a car accident, sports accident, or workplace accident, then you may consider visiting a chiropractor for treatment. Spinal injuries can also impact nearby nerves, and chiropractors can use safe and non-invasive approaches like therapeutic adjustments to relieve compressed nerves.

Chronic Pain

Many people also visit the chiropractor each year to help with chronic pain. Whether you experience chronic pain due to an old or improperly healed injury or due to a degenerative medical condition, studies have shown that chiropractic care has benefits in managing and relieving chronic pain.

Chiropractic Care for Injuries

Chiropractic care offers a non-invasive and all-natural approach to treating a variety of injuries. In fact, chiropractic care is known as an effective alternative to more invasive injury treatment approaches like prescribing strong painkillers that merely mask your symptoms. Chiropractic care can also help you avoid more costly procedures and treatments after an injury, like surgery. Your insurance may require a referral from your primary care physician to support that the treatment is medically necessary for your injury. Many chiropractic care offices work with insurance companies every day and understand what is necessary to file a proper claim and paperwork to your insurance company. Chiropractic care has incredible benefits for those recovering from injuries, so it will help to find out whether your health insurance plan covers short-term care during your recovery period.

Chiropractic Care for Maintenance

More health insurance plans are starting to acknowledge the benefits of regular chiropractic care by offering a certain number of maintenance sessions for a certain time period. Chiropractic care doesn’t just have to be for immediate injuries or issues; chiropractors also work with healthy individuals to provide preventative maintenance that will help you avoid pain and injury in the future. Regular chiropractic care can also help your body to function properly and support a healthy spine. Maintenance care is typically considered supportive care and not an immediate treatment needed to improve a condition or injury. If your health insurance doesn’t cover preventative maintenance, then talk to your chiropractor to see how they can help.

At Pro-Care Medical Centers, our team of chiropractors and primary care physicians work together closely to provide you with comprehensive care. Our office staff will also help you complete any necessary paperwork for your health insurance plan so that you can get coverage for your care.

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